THE LEADER IN EMPLOYEE BENEFIT SOLUTIONS

Helping employers control the cost and benefits of Group Health Insurance and Workers' Compensation plans.

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KBM MANAGEMENT

KBM Management was founded in 1986 to address the needs of employers who felt helpless when seeking alternatives to their fully insured Group Health and Workers’ Compensation plans. We developed a stop-loss insurance market that allowed them to explore the ability to self-fund these plans. By un-bundling the components of fully-insured Group Health and Workers’ Compensation plans we allowed our clients to gain more control over claims and costs.

Our large group consulting experience led to KBM developing a small and mid-market client base of employers interested in partial and individual self-funding. We help our clients focus on driving down premium cost by educating employees on how to better utilize their benefits. KBM provides a full range of services to clients with as few as two employees through our Brokerage Division while continuing to work on a consulting (fee-for-service) basis for our larger self-funded and self-insured clients.

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IN 2014 ALONE, KBM SAVED CLIENTS OVER $2.5M IN FUNDING RESTRUCTURING, BENEFIT DESIGN, AND AUDITS. SINCE 1986, KBM, A 2ND GENERATION FAMILY BUSINESS, HAS PROVIDED CLIENTS THE HIGHEST LEVEL OF EXPERTISE IN BENEFITS CONSULTING. WHEN YOU CALL US YOU CAN IMMEDIATELY TALK TO A 10-20 YEAR INSURANCE PROFESSIONAL. WE CURRENTLY WORK WITH OVER 200 MUNICIPALITIES, INCLUDING OVER 120 SCHOOL DISTRICTS, AND SEVERAL HUNDRED PRIVATE EMPLOYERS.

Our Services

Our independent and consultative approach assists employers with valuable solutions, innovative ideas and professional guidance.

Self-Funded Health Insurance
Self-Funded Health Insurance

Alternative Solutions to Increasing Costs

Fully-Funded Health Insurance Consulting
Fully-Funded Health Insurance Consulting

Benefits Designed to Control Cost

Medical Claim Audit, Claims Auditor
Medical Claim Audit, Claims Auditor

Protect Your Employee Healthcare Investment

Insurance Carrier Market Analysis
Insurance Carrier Market Analysis

Evaluate Your Alternatives

Workers’ Compensation Consulting Services
Workers’ Compensation Consulting Services

Designing and Managing Self-Insured Workers’ Compensation

Excess Insurance Analysis and Placement
Excess Insurance Analysis and Placement

Appropriate Coverage at Lowest Cost

Request for Proposal: TPA and PBM
Request for Proposal: TPA and PBM

RFP Development, Analysis and Transition

Workers’ Compensation Claim Audits & Management
Workers’ Compensation Claim Audits & Management

Addressing TPA Performance, Claim Handling and Reserve Practices

WHO WE WORK WITH

We serve a varied and dynamic group of clients from large municipalities, consortiums of school districts, state agencies and private employers.

PARTNERSHIPS & CERTIFICATIONS

KBM’S staff is associated with many national, state and local organizations through continuing education, memberships, agency affiliations and volunteerism within our community.

Get Started

Contact us to get a 10 to 20 year professional ready to assist you with your Group Health insurance
and Workers' Compensation Plan Setup, Management & Audits plan needs.

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Valuable insight into the constantly changing fields of employee Group Health insurance
and Self-Funded Workers' Compensation.